Thursday, June 21, 2012

VA Home Loans Explained: Eligibility, Requirements & Financing

1# VA Home Loans Explained: Eligibility, Requirements & Financing.

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We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Dd214 Form. www.SamuelScottFG.com http Is a VA Loan right for you? Alex Scoma, a Mortgage Advisor at Samuel Scott Financial Group, explains VA financing and what you need to do to qualify for a VA loan. Please continue reading below... The VA loan is designed for active or retired military, Coast Guard and National Guard personnel. A surviving spouse can also qualify for a VA loan. The first step in qualifying for a VA loan is to make sure that you are VA entitled. The regulations tend to be different for service members depending on factors such as when they served, the nature of their service, and how much time they spent in uniform. The quickest way to make sure you are eligible and have VA entitlement is to get a DD214 form, which any qualified mortgage advisor can assist with obtaining and filling out. VA loans are terrific loans. One of the key features is that you have the option to put 0% down for financing loans all the way up to the San Diego County loan limit of 7000. Qualifying for a VA loan is also a lot more lenient in regards to the debt to income ratio. You can put 0% down and are allowed to go higher into the debt to income ratio, which means a client can typically qualify for more of a loan. Definitely a plus for those active or retired service members!!! The second step entails qualifying and getting pre-approved for a VA loan and is relatively straightforward. Usually a Mortgage Advisor will need to see at least two months of the most recent Leave and Earning ...
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